We collect information you provide directly to us when applying for digital credit products. This includes your name, phone number, government ID, date of birth, email address, and transaction records required for Know Your Customer (KYC) and credit assessment compliance under Kenyan law.
We use your information strictly to process loan applications, disburse funds via M-Pesa, evaluate credit limits, prevent fraud, provide customer support, and communicate important account updates.
We implement robust technical and organizational security measures, including transport layer security (TLS) encryption, to protect your personal information against unauthorized access, alteration, or disclosure.
We do not sell your personal data. We only share information with financial infrastructure providers (such as M-Pesa payment gateways) as strictly necessary to fulfill transactions.